Villas Valencia offers Title insurance on your Property purchases.

Through one of the Worlds largest Title insurance companies, we now offer buyers an insurance policy covering you on the ownership of your property.
Safeguard your property investment with a name you can trust.

Title Insurance
Since purchasing property is possibly one of the most significant investments you will ever make, you can now protect it. Insuring the ownership of your property (referred to as “title”) can be just as important as insuring your property and its contents from physical loss or damage.

Title insurance safeguards you against the loss or damages arising from matters such as:

• Someone else owns an interest in or has rights to your Property
• A document is not properly signed
• Forgery, fraud, duress, incompetence, incapacity or impersonation
• Defective stamping or registration of any document of Title
• You do not have legal pedestrian or vehicular access to and from your Property
• There are registered restrictive covenants which adversely affect your use and enjoyment of the Property
• Someone else has an easement over your Property
• Your Title is unmarketable which allows another person to refuse to perform a contract to purchase, to lease or to make a mortgage loan

Without a policy and in some of these cases, you would have to remedy the situation costing you time and possible legal expenses. Ultimately you may still suffer a loss if a court decision does not result to be in your favour. It is now more important than ever to obtain the peace of mind and protection that title insurance provides.

What is the value of the cover?
Title insurance is available for a one-time premium. The Policy is good for as long as you own your property. The amount of cover is normally equivalent to the purchase price paid for the property. Should any improvements be made to the property, The insurers can increase the cover to insure that you’re fully protected for the fair market value of your investment.

How does one apply for a policy?
The process to apply for a policy is simple. All you need to do is complete our online form. Please enquire here: http://www.villasvalencia.com/contactus.htm

How does one make a claim?
You need only provide in writing that you have suffered a loss as a result of a defect covered by the policy. The claims department will then propose the method best suited to resolve your claim. There is no deductible, and a title policy also provides cover for the costs, attorney’s fees and expenses incurred in defending title against a covered claim.

As a UK insurance company, the insurers are regulated by the Financial Services Authority.

For a small one-time premium, wouldn’t you rather obtain peace of mind than pay large sums of money to correct covered title defects?